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Choosing a cell phone plan can be exciting or confusing. The reason is so many options are available and each one is claimed to be the best option. There may be several options available to you but the best option should be one that fits your lifestyle and needs.
There are two major ways to choose a cell phone plan : By considering prepaid or post paid plans, and frequency and area of coverage.

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News & Top Stories

Prepaid registration move an overreaction
On a cabinet directive, telecommunication companies are now required to conduct a compulsory registration drive affecting some 14 million users of prepaid cards. This followed media reports that prepaid phone services posed a security threat because terrorists are using cell - phones to detonate bombs.

www.delawareonline.com ¦ The News Journal ¦ 14-and-under crowd snaps up cell phones
Angelina Natale swiped her credit card in the machine while her 14-year-old son, Chris, reaped the reward: his first cell phone . "He's going to high school this fall and it will be nice to know where he is," said Natale, of Aston, Pa. "I feel like it's a safety thing. If he's late, I want to know. ...

FINDING THE BEST CELL PHONE DEAL
There are at least three ways to buy cell phone service: regular monthly plans from the big carriers requiring one-year or two-year contracts; prepaid plans in which you purchase minutes in advance; and ``hybrid'' plans in which you pay a monthly fee without a contract. Here are price comparisons for three typical users, showing the lowest rate offered by four companies for different usage.

Prepaid cell plans limit talkative teens
Parents have enough trouble controlling their teens and pre-teens without the added pressure of worrying about endless cell phone use.


A prepaid service may be suitable for someone who does not use the phone everyday or regularly as the credit ca be extended over a long period of time. Why pay a fixed amount each month for a service you may be using once a while?
A prepaid service will not require rigorous background checks like credit checks. So if you have a poor credit rating, this is your obvious choice as credit approval is a requirement for connection to this service.

If you are uncertain about future income, prepaid is ideal as there are no monthly service charges to be honored.

Additionally, prepaid does not involve bills and a highly mobile person will find the post paid and its resultant bills uncomfortable as he keeps moving away from his permanent address.

If you are allergic to paperwork and contracts, stick to post paid as post paid demands contact, documents and a lot of administrative work.

Prepaid is also ideal for people who need to conceal their identity as there is no way you can be identified with a prepaid service.

One great disadvantage of prepaid is that a lot of features are not available to you.
With regards to coverage and frequency of use factors, where you intend to use the phone and how often you use the phone will determine which service to go for.
If you travel a lot, then you will have to go for one that allows you to roam whilst still maintaining your cell number. If the company does not cover your area of business, then it may not be worth going forth.
Again some carriers charge according to the geographical area you would be making the call from so it is prudent to subscribe to the service that will cover your area..
On the other hand, if you will remain home for most of the time, then you may have to choose a local service plan as a wider geographical area will cost you more unnecessarily.
You may need to ask yourself “Am I going to use the phone for emergencies, occasionally or for business?” A business phone needs a service that is cheap and highly flexible so you can be able to run your business with great ease and least cost.
If you would need the phone for only three hours a month for example, then you may not have to go for an expensive monthly plan which has to be paid for each month irrespective of the usage.
Lastly, do you want a digital or analog service? If you a simple caller with no sophiscated needs, you may need a simple analog service but if you an advanced user you may have to go for a more expensive digital service.
Your phone plan is a reflection of your needs and profile. Moderate users should choose the least expensive option to save money and advanced users should opt for enhanced features which come at a greater cost but essentially serve their needs.
 
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